Temenos

Temenos AG and SpeciTec SA are in a partnership since 2022. SpeciTec's participation in Temenos exchange extends their commitment to the banking community, enables their customers to easily take advantage of SpeciTec's software and leverage the power of the platform.

Temenos exchange brings open innovation to market faster and at scale. The marketplace offers pre-integrated and approved fintech solutions, like our software SpeciCRED managing Lombard Credits, that can be easily deployed on top of Temenos open platform. It enables banks to accelerate the creation of new financial services while reducing the costs of development. Temenos (T24) and SpeciTec propose SpeciCred as an integrated solution allowing the bank to extend the credit control capabilities from the lending value computation to the credit request and monitoring.

It onboards 3 modules:     

• Lending value calculator for the computation of LTV’s
• Client monitoring for the computation of the client loanable value and producing the daily breach list including sophisticated algorithm: dynamic pledge allocation, concentration, netting, offsetting, exception to policy, stress test and simulation
• Credit application for the assessment of credit request including simulation and workflow management tool