Private Banking Software Built for Credit, Compliance, and Client Experience
Swiss-built private banking software platform for credit risk monitoring, client lifecycle management, and mobile banking.
Trusted Technology for Private Banking
We bring two decades of global deployments and deep industry insight delivering scalable, compliant, and ready-to-use platform that banks trust.
Three Solutions. Built to Work Alone or Together.
SpeciCRED — Credit Risk Monitoring Software for Private Banking
SpeciCRED helps private banks improve control over secured lending, collateral monitoring, and exposure management. It can be deployed as a standalone solution for institutions focused on strengthening credit and risk operations.
SpeciVIM — Client Lifecycle Management Platform for Onboarding and Compliance
SpeciVIM supports digital onboarding, KYC, compliance workflows, and ongoing client lifecycle management. It can be implemented independently for banks looking to improve onboarding efficiency and client file governance.
SpeciSAR — Mobile Banking Platform for Private Banks
SpeciSAR enables private banks to deliver secure, premium mobile banking experiences to clients. It works as a dedicated mobile banking solution and can also complement broader digital transformation initiatives.
Trusted Private Banking Technology Partner
Leading private banks rely on SpeciTec to support credit monitoring, compliance operations, and digital banking transformation.
What Our Clients Say
Hougui Roni
Chief Operations Officer,
Hyposwiss Private Bank Genève S.A.
SpeciTec has been a trustworthy partner of Hyposwiss for over 10 years. We use several of their products, and this close collaboration even led to jointly developing two tailored solutions. The collaboration between our IT team and SpeciTec’s development team is excellent. SpeciTec has always been attentive to our needs, supporting us with continuous improvements and complex data migrations after several acquisitions. We believe SpeciTec is well positioned to deliver pragmatic, cost-efficient solutions for private banking IT needs.
Risk Chief Operating and Innovation Officer
Leading Private Bank in Europe
SpeciCred is a mature, powerful product that greatly improves our credit monitoring efficiency and handles complex credit products with ease. We value the flexibility of the SpeciTec team, their quick adaptations, and direct access to key decision-makers. Alberic’s deep expertise in algorithms and credit monitoring truly impressed us. I highly recommend SpeciCred to any bank seeking a robust, flexible solution.
Shaping the Future of Banking Technology
Our mission is to empower private banks with powerful, modular and AI-powered platforms that deliver immediate value while keeping you in full control of your data. Designed for front-line teams, every SpeciTec™ solution is built to solve real operational challenges, deploy faster and scale seamlessly. Discover how our smart plug and play technology can transform your bank.
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Frequently asked questions
Explore our FAQs to find clear answers to the most common topics. Still need help? Don’t hesitate to contact us — we’re here to support you.
What is a private banking software platform?
Private banking software is a category of financial technology built to support the core operational functions of private banks and wealth managers. This includes credit risk monitoring, client onboarding and KYC, compliance management, relationship manager tools, and digital banking services. Unlike generic banking platforms, private banking software is designed for the complexity of high-net-worth client portfolios, multi-asset lending, and strict regulatory environments such as FINMA, MiFID II, and FATCA.
What does SpeciTec's private banking platform include?
SpeciTec’s private banking platform consists of three specialist modules: SpeciCRED, a credit risk monitoring software for Lombard, mortgage, and securities-based lending; SpeciVIM, a client lifecycle management platform for onboarding, KYC, AML, and compliance workflows; and SpeciSAR, a mobile banking platform for clients and relationship managers. The modules can be deployed individually or together as an integrated private banking software suite.
How do private banks monitor Lombard and securities-based lending risk?
Private banks monitor Lombard lending and securities-based lending risk through dedicated credit risk monitoring software that tracks real-time collateral values, calculates exposure ratios, and triggers automated margin call alerts when thresholds are breached. SpeciCRED provides this capability, supporting Lombard loans, mortgage credit, crypto-backed lending, and illiquid asset portfolios — all from a single dashboard with configurable risk parameters and full audit trails.
What is a client lifecycle management (CLM) platform in private banking?
A client lifecycle management platform in private banking is software that manages the full client relationship journey: from initial onboarding and identity verification, through KYC documentation and AML screening, to ongoing due diligence, periodic review, and regulatory remediation. SpeciVIM is SpeciTec’s CLM platform, built specifically for the compliance requirements of private banks and wealth managers, with configurable workflows for multiple jurisdictions.
How can private banks automate client onboarding and KYC?
Private banks automate client onboarding and KYC by deploying a client lifecycle management platform that digitalises document collection, automates identity and screening checks, and manages approval workflows with full audit visibility. SpeciVIM automates these processes end-to-end, reducing onboarding time, minimising manual errors, and ensuring compliance teams have a single, real-time view of every client’s documentation status.
What mobile banking options are available for private banks?
What mobile banking options are available for private banks?
Private banks can offer clients and relationship managers a dedicated mobile banking platform that provides real-time access to portfolio positions, account activity, secure document exchange, and push notifications for key events. SpeciSAR is SpeciTec’s mobile banking solution for private banking — designed for high-net-worth client privacy standards, with biometric authentication, encrypted messaging, and native integration with the bank’s core platform.
Why do private banks choose SpeciTec?
Private banks choose SpeciTec because its software is built exclusively for private banking and wealth management, not adapted from retail or corporate banking platforms. SpeciTec’s modules — SpeciCRED, SpeciVIM, and SpeciSAR — address the specific operational, compliance, and client experience needs of private banks. With 25+ institutional deployments, 20+ years of industry experience, and a WealthBriefing Swiss Award 2026, SpeciTec brings proven expertise that generic platforms cannot match.
How quickly can a private bank deploy SpeciTec's platforms?
SpeciTec’s modular platform is designed for rapid deployment. Private banks typically go live with individual modules — SpeciCRED, SpeciVIM, or SpeciSAR — in weeks rather than months, using pre-built integrations with leading core banking systems. The deployment approach is configurable to fit the bank’s existing infrastructure, regulatory environment, and operational priorities.
Does SpeciTec's software integrate with core banking systems?
Yes. SpeciTec’s private banking software integrates with major core banking systems and portfolio management platforms via open APIs. The platform is designed to operate as a specialist overlay on existing banking infrastructure, meaning banks retain their core systems while adding SpeciTec’s credit risk, CLM, and mobile banking capabilities without disruptive migration projects.