SpeciTec
Two private bankers reviewing a portfolio dashboard in a glass-walled Geneva office overlooking Lake Geneva.

Private Banking Platform for Credit & Compliance.

Start Small. Scale Smart.

Recognition

Recognized for innovation in AI, credit, and risk solutions for private banks

  • Global Private Banker WealthTech Awards 2026 — Best Credit Solution of the Year — Winner
    Winner

    Best Credit Solution of the Year

    Global Private Banker WealthTech Awards 2026

  • Global Private Banker WealthTech Awards 2026 — AI Excellence in WealthTech Award, Overall — Highly Acclaimed
    Highly Acclaimed

    AI Excellence in WealthTech

    Global Private Banker WealthTech Awards 2026

  • WealthBriefing Swiss Awards 2026 — Winner, Risk Profiling Solution — SpeciTec SA
    Winner

    Risk Profiling Solution

    WealthBriefing Swiss Awards 2026

Trusted by · Serving private banking since 2004

Leading private banks rely on SpeciTec

Tier-1 Swiss, European, MENA and APAC private banks choose our platform to power credit, compliance and digital banking — every day. On-premise, audit-ready and regulator-aligned.

Private banks and institutions
150+
Years serving private banking
25+
  • Intesa Sanpaolo
  • REYL
  • Arab Bank Switzerland
  • Bank Audi
  • Piguet Galland
  • Compagnie Bancaire Helvétique
  • EFG
  • Union Bancaire Privée
  • Citi
  • BCGE
  • Hyposwiss Private Bank
  • BCV
  • BNP Paribas

Our three activities

One trusted partner. Three complementary practices.

SpeciTec is a Swiss private banking platform for Lombard credit risk (SpeciCRED), compliance and client lifecycle management (SpeciVIM) and mobile banking — backed by a WealthTech recruitment division and an AI Lab of agentic co-pilots. Founded in Geneva in 2004, it serves 150+ private banks.

  1. Step 01Platform

    The platform empowers your core

    Banks adopt SpeciCRED, SpeciVIM or our Mobile Banking suite — and we become trusted on their core systems and data.

    Private Banking Platform
  2. Step 02Talent

    Talent places the right people

    Our Talent consultants staff projects with permanent hires or temporary specialists and stay close to the operations.

    Recruitment & Consulting
  3. Step 03AI Lab

    AI Lab amplifies the value

    Agentic co-pilots are introduced and deployed by Talent on top of the systems and people we already know — with deep client context.

    SpeciTec AI Lab

01 — Platform

One platform. Built to scale. Ready to deliver.

Our flagship practice. SpeciTec designs, builds and maintains a modular private banking platform covering credit & risk, compliance & CLM, and mobile banking — with a relentless focus on accuracy, compliance and front-office productivity.

Credit & Risk Monitoring

SpeciCREDPowered by SpeciTec

Monitor credit risk in real time with the industry's most advanced Lombard credit platform. Full transparency over exposures, automated alerts, and seamless integration with your core systems.

  • Real-time monitoring of pledged assets, LTV ratios and risk thresholds
  • Automated margin call management
  • Lombard, mortgage, crypto and illiquid asset loans
  • API-driven, on-premise deployment
Explore SpeciCRED

Seamless integrations

Built to plug into your existing core banking ecosystem.

SpeciTec's modular platform integrates with Avaloq, AZQORE, OLYMPIC, FNZ, G2, Temenos, Finnova and custom in-house cores. With a robust open API architecture, our solutions plug into your CRM, KYC, compliance and credit infrastructure for real-time data exchange and rapid deployment.

  • Avaloq
  • AZQORE
  • OLYMPIC Banking System
  • FNZ
  • Temenos
  • Finnova
Also:Custom in-house cores

02 — Talent Division

Specitec Talent — Recruitment & Consulting

Recruitment & consulting services.

Contract, permanent and project-based. Our Talent team helps banks and other organizations find, hire and deploy the specialists they need — from finance to technology and beyond. They speak the language of the industry because they live it every day.

Talent is also the team that introduces our SpeciTec AI Lab co-pilots to clients.

  • 01

    Permanent placement

    Senior profiles in IT, data, compliance, operations and business roles — primarily for the financial industry, with growing reach into adjacent sectors.

  • 02

    Contract & temporary missions

    Project managers, business analysts, engineers and consultants ready to be deployed on transformation programs and integration projects.

  • 03

    Targeted & retained search

    Discreet, retained search for hard-to-find specialists across the Swiss and European financial hubs.

  • 04

    Project-based staffing

    Single-window contracting and follow-up for clients running multi-vendor IT, data and transformation programs.

03 — SpeciTec AI Lab

Agentic co-pilots that work inside your bank.

Built on the SpeciCRED and SpeciVIM data you already trust. Deployed inside your workflows, supervised by your teams.

  • Governed by design — you control what data each model sees.
  • Plugged into your systems — native to SpeciCRED, SpeciVIM and your core.
  • Agentic, not chat — co-pilots act under supervision.
SpeciTec AI Lab co-pilots · Human in the loop, at every step
SOWOnboardingKYCKYTWealthbotCreditApplicationCreditBreachMarketRisk
SpeciVIM
Your core banking system
SpeciCRED
Additional data sources
  • SpeciVIM co-pilots
  • Cross-platform
  • SpeciCRED co-pilots

Governance, built in

Full control over every AI interaction.

  • Admin access control

    Admin-level control over configuration and deployment.

  • Data exposure control

    Decide exactly what data each model can see.

  • Audit trails

    Every AI interaction logged and traceable.

  • Credential store

    LLM keys and API credentials, stored securely.

Client voices

What Our Clients Say

  • “SpeciCRED gave us real-time visibility on our Lombard exposures across all booking centers. Margin call workflows that used to take hours now run in minutes — and our credit officers finally have a single source of truth.”

    Head of Credit Risk

    Tier-1 Swiss Private Bank

  • “SpeciVIM transformed how we onboard complex private clients. Source-of-Wealth structuring that took our analysts days is now drafted in minutes, while compliance keeps full control thanks to on-premise AI.”

    Chief Compliance Officer

    Geneva-based Wealth Manager

  • “What we appreciate the most is continuity. The Talent team that placed our integration consultants is the same one that introduced us to the AI Lab. They already know our systems and our culture.”

    COO

    European Private Bank

News & insights

Latest news

Product updates, AI Lab announcements and industry insights from our private banking experts.

See all news

FAQ

SpeciTec FAQ: platform, AI Lab and Talent.

Quick answers to the questions we hear most often. Need more detail? Our team is one message away.

Talk to an expert

A private banking platform is the software layer banks use to run credit, compliance and client-facing processes. SpeciTec sits above your core banking system: the core records transactions, while SpeciCRED (credit risk), SpeciVIM (compliance & CLM) and SpeciTec Mobile Banking use that data to automate decisions, monitoring and client service.

Contact

Let's build the future of private banking — together.

Tell us where you stand and what you need. Our team will route your request to the right practice — Platform, Talent recruitment, or the SpeciTec AI Lab.

What would you like to see?

Pick one or more — we'll tailor the demo to your priorities.

Recognition
  • Global Private Banker WealthTech Awards 2026 — Best Credit Solution of the Year — Winner

    Best Credit Solution of the Year

    Winner

    Global Private Banker WealthTech Awards 2026

  • Global Private Banker WealthTech Awards 2026 — AI Excellence in WealthTech Award, Overall — Highly Acclaimed

    AI Excellence in WealthTech

    Highly Acclaimed

    Global Private Banker WealthTech Awards 2026

  • WealthBriefing Swiss Awards 2026 — Winner, Risk Profiling Solution — SpeciTec SA

    Risk Profiling Solution

    Winner

    WealthBriefing Swiss Awards 2026