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Lombard loan can triple a bank's loan profit within two years
SpeciCred is a software that provides you with your full portfolio overview including a credit application module to simulate clients situation.
Features
- Credit monitoring tool
- Collateral analysis
- Pledge allocation
- Stress test and simulation
- Breach management control
- Limit excess control
- Netting / Offsetting rules
- Strategies
- Exception To Policy
- Currency haircut
- Concentrations
- Credit request, workflow driven
- Mortgage and insurance module
- Key Performance Indicator
- Flexible parameterization
- Live mode module
Main modules
Pledge allocation
Allocation method
- Per market value, Client situation value
Limit breach, documentation
- Breach management list, warnings, documentation
Concentration view
- Per Asset / Issuer / Rating / Currency / Country / etc.
Scenarii
- Execute scenario on currency, instrument, account kind
Reporting
- Daily list (lack of collateral, limit breach, etc.)
- Scenarios list
Benefits of SpeciCred by module
Features
- Thinner control based on refreshed market data
- More aggressive LTV
- Sophisticated rules engine
- Friendly end-user interface
- Performant audit functions
Features
- Parametrize sophisticated rules
- Breach list
- Dynamic pledge allocation
- Collateral analysis
- Friendly end-user interface
- Compute stress test scenario
Features
- Centralized information
- Sophisticated simulation tool
- Automate Credit renewal
- Workflow and Approval process
Features
- Get better and refreshed market data
- Bridge core security master file gaps